Sneaky ways you’re ruining your credit score

July 19, 2008 – 7:46 am

by Marie Claire,

So first things first: Figure out your credit score.

Your FICO score, a number between 300 and 850, is based on five criteria:

1. Payment history
2. Amounts owed
3. Length of credit history
4. New credit
5. Types of credit used
….(read more)

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