Lock your credit away from ID thieves
September 11, 2008 – 6:26 am
I’m thinking about doing this, how about you? 
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Should you freeze your credit report?
A freeze makes it tough for anyone, including you, to get credit in your name. It’s harder for scammers to beat than a simple fraud alert, but is it worth the effort?
Finally, anyone in the U.S. can freeze his or her credit report.
The question remains: Should you?
A credit freeze, for those who don’t know, is a way to block your credit reports to make it a lot tougher for an identity thief to get a loan or open a credit account in your name. That’s because while a freeze is in place, no one, not even you, can open an account in your name. Lenders, insurers and even employers doing background checks are not able to access your credit file.
You can have the freeze lifted, or “thawed,” if you need to get new credit, but you have to give the bureaus a specially issued personal identification number and a few days’ notice to do so….(read more)
